Archive for February 2009

The Economic Collapse Continues - Logical Minds See No Signs Of A Bottom

No Signs Of A Bottom
The market continues its massive sell off in a resounding vote of no confidence on the measures being taken to reverse the economy’s downward spiral.  A contrary investor buying the dips over the [...]

First Time Homebuyers In 2009 Helped By $8,000 Tax Credit

Large Benefit For First Time Homebuyers
The stimulus bill (American Recovery and Reinvestment Act of 2009) recently signed into law provides a large incentive to first time homebuyers.  The purchaser of a principal residence made on or after [...]

FHA Increases Minimum Credit Score Requirement

FHA And VA Increase Credit Score Requirement

Effective March 6, 2009, a minimum credit score of 620 will be required to be eligible for FHA and VA loans.
The credit score requirement had recently been changed less than a [...]

FHA Increases Loan Limits

FHA Announces Higher Loan Limits
As part of the Economic Recovery Act, the FHA loan limits were increased.  The new higher loan amounts are effective until December 31, 2009.  The higher loan limits will allow many borrowers with [...]

Two More Massive Investment Frauds Reported

Capital Vaporized By Hedge Fund Fraud
How many more frauds are lurking out there?   Two more large cases of investment fraud by hedge fund managers were reported today by The Wall Street Journal.
In the latest round of [...]

Banks Tighten Lending By Restricting FHA Cashout Refi

FHA Loans Become Tougher To Qualify For
Effective January 1, 2009 HUD announced that any FHA cash out refinance would require two appraisals when the loan to value exceeds 85% - see FHA Takes A Closer Look At [...]

Can The Economic News From Japan Possibly Get Worse?

Japan’s Exports Plunge By 45% In January
Six months ago, no one in his right mind would have predicted a 45% decline in Japan’s exports.  The drop in exports has no comparable statistics, as Bloomberg reports.
Feb. 25 (Bloomberg) [...]

Do Bernanke And Obama Talk To Each Other?

Bernanke Gives Upbeat Assessment On Economy
Chairman Bernanke predicted today that the recession would end in 2009.  Some of his upbeat, optimistic comments included:
“If actions taken by the administration, the Congress and the Federal Reserve are successful in [...]

Bernanke Predicts 2010 Recovery In Stocks, Housing & Economy

Bernanke Predicts Recession To End In 2009
The stock market jumped over 200 points today, partly due to Federal Reserve Chairman Ben Bernanke’s optimistic comments to the Senate Banking Committee.  Some selected comments by the Chairman follow:
“If actions [...]